Your road to better credit.
Your road to better credit.
Your road to better credit.
Helping thousands improve their credit every day.
Helping thousands improve their credit every day.
Get started
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Members get:
Members get:
A credit line
(up to £500)
Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month
Up to 5% off at shops.
You can use your credit line to get discounted vouchers at over 40 shops in the UK.
(This is optional)
View shops
Progress tracking
Pay your balance weekly and watch your progress over time.
and no hidden fees.
It's super simple.
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New
Access Bits new Credit Card
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Less limits.
No hidden fees.
An actual card.
0% APR - Representative Example: Assuming a credit limit of £1200 at a 0% p.a. purchase rate (variable), the representative APR is 0% (variable).
Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.
Please note that the Bits Credit Card is not a regulated credit product as it is structured under exemptions in the Regulated Activities Order.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
New
A low limit Credit Card
Built for credit builders. Spend beyond the Bits store with this additional low balance Mastercard.
See it on Experian, Equifax and TransUnion
Reports to the top 3 bureaus
Reports to the top 3 bureaus
Reports to the top 3 bureaus
Sends information to Experian, Equifax and TransUnion, enabling progress tracking all-around.
See it on Experian, Equifax and TransUnion
Track your score
What your credit score change over time and see what you can do it to make it better.
We're here to help.
Sometimes results don’t happen straight away, so our team is here for you all of the way.
Sometimes results don’t happen straight away, so our team is here for you all of the way.
Bits Edition One Credit Card is an additional product.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
our score may go down if you fail to make payments on time.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Before you start.
Understand the Risks and Benefits.
We're here to help you build your credit with 0% interest and 0 hidden fees. However, signing up does come with risks - click below to familiarise yourself before signing up.
We're here to help you build your credit with 0% interest and 0 hidden fees. However, signing up does come with risks - click below to familiarise yourself before signing up.
Learn more
Start building credit today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
Start building credit today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
COMPANY
CREDIT Card
Get the app
LEGAL (SIMPLIFIED)