Product Comparison

What is the difference between our credit card and store card, Here is the answer:

What is the difference between our credit card and store card, Here is the answer:

Bits Store Card

A digital card

It's a digital card, not physical.

It's a digital card, not physical.

Shop only in Bits store

You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.

Higher credit limits

Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.

Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.

Paid in full, monthly

You have to pay back your balance in full, with a single bullet repayment every month

You have to pay back your balance in full, with a single bullet repayment every month

Bits Credit Card

A physical credit card

It's a real piece of plastic. Sent to your home.

Shop across the world

You can use it wherever MasterCard is accepted

Low credit limits

You get a low credit limit to start with, lower than what you'd get from a bank credit card

Paid in full, weekly

You have to pay back your balance in full, with a single bullet repayment every week


Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.

Please note that the Bits Credit Card and Bits Store Card are not regulated credit products as they are structured under exemptions in the Regulated Activities Order.


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Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.