Risks & Benefits
It's always important to know what you're getting into. To help, we've set out the key risks and benefits to our core subscription and store card products to help you decide if it is suitable for you:
Risks
Can result in your credit score going down across the main 3 credit bureaus (Experian, Equifax and TransUnion).
You could get into more debt with this.
No guarantee provided - as a result, you may not see the score benefits you’re expecting.
This product is not regulated - thus, you may not receive the same level of protection that you’d get from a regulated lending service.
Benefits
If payments are made on time, your credit score could increase.
When using the Bits Store Card, you receive flexibility in repayments.
Enables access to a wide range of educational tools that explain how a credit score is built.
Depending on which plan you've selected, you can gain access to VIP/premium customer support.
Quick and easy access to most Bits services via our website or app.
Risks & Benefits
It's always important to know what you're getting into. To help, we've set out the key risks and benefits to our core subscription and store card products to help you decide if it is suitable for you:
Risks
Can result in your credit score going down across the main 3 credit bureaus (Experian, Equifax and TransUnion).
You could get into more debt with this.
No guarantee provided - as a result, you may not see the score benefits you’re expecting.
This product is not regulated - thus, you may not receive the same level of protection that you’d get from a regulated lending service.
Benefits
If payments are made on time, your credit score could increase.
When using the Bits Store Card, you receive flexibility in repayments.
Enables access to a wide range of educational tools that explain how a credit score is built.
Depending on which plan you've selected, you can gain access to VIP/premium customer support.
Quick and easy access to most Bits services via our website or app.
Risks & Benefits
It's always important to know what you're getting into. To help, we've set out the key risks and benefits to our core subscription and store card products to help you decide if it is suitable for you:
Risks
Can result in your credit score going down across the main 3 credit bureaus (Experian, Equifax and TransUnion).
You could get into more debt with this.
No guarantee provided - as a result, you may not see the score benefits you’re expecting.
This product is not regulated - thus, you may not receive the same level of protection that you’d get from a regulated lending service.
Benefits
If payments are made on time, your credit score could increase.
When using the Bits Store Card, you receive flexibility in repayments.
Enables access to a wide range of educational tools that explain how a credit score is built.
Depending on which plan you've selected, you can gain access to VIP/premium customer support.
Quick and easy access to most Bits services via our website or app.
300,000
People using Bits
1M+
Credit reports sent
4.6 / 5 ⭐️
on Trustpilot
300,000
People using Bits
1M+
Credit reports sent
4.6 / 5 ⭐️
on Trustpilot
300,000
People using Bits
1M+
Credit reports sent
4.6 / 5 ⭐️
on Trustpilot
Start building credit today, from £6/month.
Get started
LEGAL (SIMPLIFIED)
COMPANY
Start building credit today, from £6/month.
Get started
LEGAL (SIMPLIFIED)
COMPANY
Start building credit today, from £6/month
Get started
LEGAL (SIMPLIFIED)
COMPANY