How to use your Bits Mastercard® Credit Card
How to use your Bits Mastercard® Credit Card
How to use your Bits Mastercard® Credit Card
How to use your Bits Mastercard®Credit Card
Here are some tips and walkthroughs to help you get the most out of your new card
Here are some tips and walkthroughs to help you get the most out of your new card
Frequently asked questions
How can I repay my outstanding balance?
We support payment through UK issued debit cards. In the near future we plan to launch direct debit payments too.
Can I cancel my card at any time?
You can cancel your card whenever you’d like. If there is any balance outstanding you will need to repay and settle the balance to Bits though.
How do I find current foreign exchange rates used?
We built a whole calculator where you can check what rate your transaction will be processed at. Head over to FX calculator in the footer.
How do I find my PIN?
Head over to the mobile app and navigate to card settings.
Can I do balance transfer?
Our card does not allow balance transfers onto the card.
Do you report the card to credit bureaux?
Of course, all three main credit bureaux will have a record of your credit card as well as balance, utilisation, and credit limit.
How much does a card cost?
The card is completely free. The is no interest, forex fees, or other fees either.
Where can I not use my card?
You won’t be able to use it at petrol stations, ATMs, gambling, pawn shops, and some places where it cna be deemed as quasi-cash.
What is your refund policy?
As the card is free, there is no refunds applicable.
Do you offer purchase protection?
We do not offer Section 75 protection on card purchases.
Can I withdraw cash?
Our card cannot be used for cash withdrawals or cash-like transactions.
Will I get a physical card?
YES! At the last step of application you can decide if you want a physical&virtual card. Just select yes and the card will usually be with you within 5 working days.
Do I have to be a Bits subscriber to get it?
Yes, the Bits Mastercard Credit Card is only available to customers with Bits Subscription.
What will the limit on my card be?
Limits on our Bits Mastercard Credit Cards vary. We follow a low&grow strategy where we grow your limit as it's appropriate and as you get more confident with using credit. The limits start at £50 minimum.
How do I check if I'm eligible?
Head over to the Bits Mobile app. If you see an invitation to apply, you can check your eligibility and get pre-approved in a few quick steps.
Is this a regulated product?
This is not a regulated credit product, as it is structured under exemptions in the Regulated Activities Order.
How do I cancel or amend my CPA?
To cancel or amend your continuous payment authority, please reach out to us via email at hello@getbits.app or by phone call
How do I apply?
Head over to the Bits Mobile app. If you see an invitation to apply, you can get on the waitlist and get your Bits Mastercard Credit Card.
Frequently asked questions
How can I repay my outstanding balance?
We support payment through UK issued debit cards. In the near future we plan to launch direct debit payments too.
Can I cancel my card at any time?
You can cancel your card whenever you’d like. If there is any balance outstanding you will need to repay and settle the balance to Bits though.
How do I find current foreign exchange rates used?
You can use all your available balance up to 100%, but whenever you get above 20% utilisation, we will help you bring that back under 20% at the end of the day. So whenever you cross this threshold we might charge you early to bring it back down. Remember this card is here to help your credit grow.
How do I find my PIN?
Head over to the mobile app and navigate to card settings.
Can I do balance transfer?
Our card does not allow balance transfers onto the card.
Do you report the card to credit bureaux?
Of course, all three main credit bureaux will have a record of your credit card as well as balance, utilisation, and credit limit.
How much does a card cost?
The card is completely free. The is no interest, forex fees, or other fees either.
Where can I not use my card?
You won’t be able to use it at petrol stations, ATMs, gambling, pawn shops, and some places where it cna be deemed as quasi-cash.
What is your refund policy?
As the card is free, there is no refunds applicable.
Do you offer purchase protection?
We do not offer Section 75 protection on card purchases.
Can I withdraw cash?
Our card cannot be used for cash withdrawals or cash-like transactions.
Will I get a physical card?
YES! At the last step of application you can decide if you want a physical&virtual card. Just select yes and the card will usually be with you within 5 working days.
Do I have to be a Bits subscriber to get it?
Yes, the Bits Mastercard Credit Card is only available to customers with Bits Subscription.
What will the limit on my card be?
Limits on our Bits Mastercard Credit Cards vary. We follow a low&grow strategy where we grow your limit as it's appropriate and as you get more confident with using credit. The limits start at £50 minimum.
How do I check if I'm eligible?
Head over to the Bits Mobile app. If you see an invitation to apply, you can check your eligibility and get pre-approved in a few quick steps.
Is this a regulated product?
This is not a regulated credit product, as it is structured under exemptions in the Regulated Activities Order.
How do I cancel or amend my CPA?
To cancel or amend your continuous payment authority, please reach out to us via email at hello@getbits.app or by phone call
How do I apply?
Head over to the Bits Mobile app. If you see an invitation to apply, you can get on the waitlist and get your Bits Mastercard Credit Card.
Frequently asked questions
How can I repay my outstanding balance?
We support payment through UK issued debit cards. In the near future we plan to launch direct debit payments too.
Can I cancel my card at any time?
You can cancel your card whenever you’d like. If there is any balance outstanding you will need to repay and settle the balance to Bits though.
How do I find current foreign exchange rates used?
You can use all your available balance up to 100%, but whenever you get above 20% utilisation, we will help you bring that back under 20% at the end of the day. So whenever you cross this threshold we might charge you early to bring it back down. Remember this card is here to help your credit grow.
How do I find my PIN?
Head over to the mobile app and navigate to card settings.
Can I do balance transfer?
Our card does not allow balance transfers onto the card.
Do you report the card to credit bureaux?
Of course, all three main credit bureaux will have a record of your credit card as well as balance, utilisation, and credit limit.
How much does a card cost?
The card is completely free. The is no interest, forex fees, or other fees either.
Where can I not use my card?
You won’t be able to use it at petrol stations, ATMs, gambling, pawn shops, and some places where it cna be deemed as quasi-cash.
What is your refund policy?
As the card is free, there is no refunds applicable.
Do you offer purchase protection?
We do not offer Section 75 protection on card purchases.
Can I withdraw cash?
Our card cannot be used for cash withdrawals or cash-like transactions.
Will I get a physical card?
YES! At the last step of application you can decide if you want a physical&virtual card. Just select yes and the card will usually be with you within 5 working days.
Do I have to be a Bits subscriber to get it?
Yes, the Bits Mastercard Credit Card is only available to customers with Bits Subscription.
What will the limit on my card be?
Limits on our Bits Mastercard Credit Cards vary. We follow a low&grow strategy where we grow your limit as it's appropriate and as you get more confident with using credit. The limits start at £50 minimum.
How do I check if I'm eligible?
Head over to the Bits Mobile app. If you see an invitation to apply, you can check your eligibility and get pre-approved in a few quick steps.
Is this a regulated product?
This is not a regulated credit product, as it is structured under exemptions in the Regulated Activities Order.
How do I cancel or amend my CPA?
To cancel or amend your continuous payment authority, please reach out to us via email at hello@getbits.app or by phone call
How do I apply?
Head over to the Bits Mobile app. If you see an invitation to apply, you can get on the waitlist and get your Bits Mastercard Credit Card.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
300,000
People using Bits
1M+
Credit reports sent
4.5 / 5 ⭐️
on Trustpilot
300,000
People using Bits
1M+
Credit reports sent
4.5 / 5 ⭐️
on Trustpilot
300,000
People using Bits
1M+
Credit reports sent
4.5 / 5 ⭐️
on Trustpilot
Start building credit today
Get the app
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
Start building credit today
Get the app
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
Get the app
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
Start building credit today
Get the app
STORE CARD
STORE CARD (SIMPLIFIED)
CREDIT Card (New!)
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