Bits Subscription and Bits Store Card Terms & Conditions (Simplified)

Contact us via support if you have any more questions.


Last updated: 14/05/24


Click here for the full version

Bits is a company with an app that people can use. To use the app, you have to agree to some rules called "terms and conditions." 

These terms govern your agreement with Fea Card Limited ("Bits") upon signing up for the Bits app. By using our services, you accept these terms. They cover our credit-building subscription service, the Bits Store, and rent reporting, with additional services possible in the future. We communicate primarily via email (hello@getbits.app) and expect you to keep your contact information up-to-date.


To join Bits, you must be 18 or older and reside in the UK. We may decline applications based on financial history or other factors. You'll need to provide personal information and may be asked for additional documentation.


Bits also has a  store called the "Bits Store", where you can buy things using a card from the app. They will give you credit to buy things, but you have to pay them back later. They will tell you how much and when to pay. If you forget to pay, you will lose access to the store until you pay them back.


Bits also has a service called Rent Reporting where they collect information on how individuals pay their rent and share it with important companies, but they can only report monthly payments. When you agree to this service, Bits is able to show these companies that you can handle your money well.


Changes to these terms will be communicated to you, giving you the chance to terminate the agreement if desired. Our services involve monthly payments and reporting to credit agencies, affecting your credit score.


If you have any questions, you can find answers on our website, or you can email us at hello@getbits.app. 


Bits Subscription and Bits Store Card Terms & Conditions (Simplified)

Contact us via support if you have any more questions.


Last updated: 14/05/24


Click here for the full version

Bits is a company with an app that people can use. To use the app, you have to agree to some rules called "terms and conditions." 

These terms govern your agreement with Fea Card Limited ("Bits") upon signing up for the Bits app. By using our services, you accept these terms. They cover our credit-building subscription service, the Bits Store, and rent reporting, with additional services possible in the future. We communicate primarily via email (hello@getbits.app) and expect you to keep your contact information up-to-date.


To join Bits, you must be 18 or older and reside in the UK. We may decline applications based on financial history or other factors. You'll need to provide personal information and may be asked for additional documentation.


Bits also has a  store called the "Bits Store", where you can buy things using a card from the app. They will give you credit to buy things, but you have to pay them back later. They will tell you how much and when to pay. If you forget to pay, you will lose access to the store until you pay them back.


Bits also has a service called Rent Reporting where they collect information on how individuals pay their rent and share it with important companies, but they can only report monthly payments. When you agree to this service, Bits is able to show these companies that you can handle your money well.


Changes to these terms will be communicated to you, giving you the chance to terminate the agreement if desired. Our services involve monthly payments and reporting to credit agencies, affecting your credit score.


If you have any questions, you can find answers on our website, or you can email us at hello@getbits.app. 


Bits Subscription and Bits Store Card Terms & Conditions (Simplified)

Contact us via support if you have any more questions.


Last updated: 14/05/24


Click here for the full version

Bits is a company with an app that people can use. To use the app, you have to agree to some rules called "terms and conditions." 

These terms govern your agreement with Fea Card Limited ("Bits") upon signing up for the Bits app. By using our services, you accept these terms. They cover our credit-building subscription service, the Bits Store, and rent reporting, with additional services possible in the future. We communicate primarily via email (hello@getbits.app) and expect you to keep your contact information up-to-date.


To join Bits, you must be 18 or older and reside in the UK. We may decline applications based on financial history or other factors. You'll need to provide personal information and may be asked for additional documentation.


Bits also has a  store called the "Bits Store", where you can buy things using a card from the app. They will give you credit to buy things, but you have to pay them back later. They will tell you how much and when to pay. If you forget to pay, you will lose access to the store until you pay them back.


Bits also has a service called Rent Reporting where they collect information on how individuals pay their rent and share it with important companies, but they can only report monthly payments. When you agree to this service, Bits is able to show these companies that you can handle your money well.


Changes to these terms will be communicated to you, giving you the chance to terminate the agreement if desired. Our services involve monthly payments and reporting to credit agencies, affecting your credit score.


If you have any questions, you can find answers on our website, or you can email us at hello@getbits.app. 


400,000

People using Bits

1M+

Credit reports sent

4.3 / 5 ⭐️

on Trustpilot

400,000

People using Bits

1M+

Credit reports sent

4.3 / 5 ⭐️

on Trustpilot

400,000

People using Bits

1M+

Credit reports sent

4.3 / 5 ⭐️

on Trustpilot

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.