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Superpower your money

Bits is instant, flick-of-switch access to borrowing up to £500.

⚡️ Borrow up to 2x your account balance.

🎉 No interest, no hidden fees, no weird charges.

🕵️‍♀️ No credit checks. No data selling. No dodgy stuff.

👏 All are welcome. Just give a bit, to get a Bit.


👌 No interest

0% APR. Zero fees of any kind. Totally free for the next six months for founder-members.

🕵️‍♀️ No credit agencies

We’re not part of Experian or any other credit agency. Your data is private. We don’t sell it.

👏 Everyone’s welcome

Yes, everyone. 3 year address history - not needed. Prior credit history - not needed either.

🤟 No ‘getting trapped’

No open ended borrowing. No infinite rolling over. You won’t get stuck in this - you can’t.

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Get Superpowers. Get Bits.

⚡️ 2x your money with a flip of a switch.

⚡️ Totally free to use - no interest, no fees.

⚡️ Get more powers over time - if you’re cool.


Bits is solving the hell that is borrowing. One Bit at a time.

Borrowing money is usually a terrible experience, yet everyone needs to borrow money at some point in their lives. We want to change that and simply make borrowing more accessible.

It doesn’t matter who you are. Maybe you have no credit history. Maybe you don’t have a 3 year address history. Maybe you’re self employed and doing your own thing. Or maybe you’re just balancing different cards with different APRs with different payment terms. It doesn’t matter to us. At Bits we only care about the money you have. You secure that money to borrow more money if you need it. If you don’t need it, then the option is always there whenever you do.

If you do borrow money then Bits is simple to use, straightforward with no complex fees, terms or varied percentages. With in-app customer support 24/7 and custom notifications you’ll never need to worry about how much you’ve borrowed or if you’ve missed a payment.