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Save thousands of £s in interest

Boost your credit score by up to 150 points.
Save 000s of £s in credit card and loan fees.
Get a better mortgage.

• Simple and easy to use app

• Trusted by thousands of people already

• No minimum commitment. Cancel any time

• Regulated by the Financial Conduct Authority


How Bits saves you ££ today

Bits works by boosting your credit score and thus making you eligible for better credit from all lenders

How Bits works is:

• You put £50 (or more) into a secure e-money account

• We give you a secured (virtual) credit card

• Every month we report back to Experian

• You don’t have to do a thing - everything runs on auto

• You pay £2/month - and save 000s in interest


How Bits will save you £££ in the future

In the near future, we plan to give you a physical card, with 0% APR, to help you save more.

• You won’t pay any interest, it’ll be 0% APR

• You’ll be able to pull cash, fee-free

• You’ll be able to spend the card online at Amazon and most other major online merchants

• We get paid a 5-20% commission by merchants, which is how we’re able to make the card 0% APR

• We expect to start shipping the card in Q1 2020


Safe and Secure

Regulated by the Financial Conduct Authority (FCA) and registered with the Information Commissioner’s Office (ICO), Bits has all the protections you’d expect from a finance app


What people are saying

“I don’t know how this thing works, but all I’ll say is… it does.”

JS, Manchester


“Best way to build credit if you’re new to the UK”

MK, top tech firm,
moved from NY to London


“Very easy. But they need an app!”

JT, London