Build Credit with Bits
0% Interest, 0 hidden fees. All in all, that's a lot of credit.
Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.
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No long forms. It takes 3 minutes to sign up, and thats it.
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Build credit with Experian, Equifax and TransUnion
Reporting to ClearScore, Credit Karma, Experian, Equifax and TransUnion.
Bits provides you with a digital store card
You pay your balance on a monthly basis (single bullet repayment), which we report to the credit referencing agencies (CRAs)
Using the card / shopping with it is completely optional - you don't have to do it.
This helps you build credit by:
Building a history of payments
Increasing your total credit limit
Increasing the average age of your accounts
Your repayment history accounts for 35% of your credit score(s) and this is the primary lever through which Bits builds credit. Please note we are obliged to report missed or late repayments, so not paying back on time will negatively affect your score.
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