Build Credit with Bits
Build Credit with Bits
NOV 22
Successful Credit Report
Easy signup
Easy signup
No long forms.
No computers saying no.
A few minutes to sign up.
No long forms.
No computers saying no.
A few minutes to sign up.
Get started
Reporting to Experian, Equifax and TransUnion
Reporting to Experian, Equifax and TransUnion
Reporting to Experian, Equifax and TransUnion
You can see your Bits account on ClearScore, Credit Karma, Experian, Equifax and TransUnion.
Educational Tools
Get access to our library of educational videos, and a score simulator.
"What happens if
I take out a phone contract"
Helps you learn
Get access to our library of education videos and a score simulator.
"What happens if
I take out a phone contract"
We've just reported
your credit to the top
three bureaus!
Excellent Customer Support
Luis, Vasco and Marina are here to support you, however you want. Email, phone, whatever you prefer.
Get support
Quick support
Luis, Vasco and Marina are here to support you, however you want. Email, phone, whatever you prefer.
Get support
We've just reported
your credit to the top
three bureaus!
Before you start:
Understand the benefits.
Know the risks.
Before you start:
Understand the benefits.
Know the risks.
We're here to help you build your credit with 0% interest and 0 hidden fees. However, signing up does come with risks - click below to familiarise yourself before signing up.
We're here to help you build your credit with 0% interest and 0 hidden fees. However, signing up does come with risks - click below to familiarise yourself before signing up.
Learn more
How the Store Card works
Bits provides you with a digital store card
You pay your balance on a monthly basis (single bullet repayment), which we report to the credit referencing agencies (CRAs)
We take a continuous payment authority (CPA) from you which you can cancel or change any time by emailing or calling us
Using the card / shopping with it is completely optional - you don't have to do it.
This helps you build credit by:
Building a history of payments
Increasing your total credit limit
Increasing the average age of your accounts
Your repayment history accounts for 35% of your credit score(s) and this is the primary lever through which Bits builds credit.
Please note we are obliged to report missed or late repayments, so not paying back on time will negatively affect your score.
Bits provides you with a digital store card
You pay your balance on a monthly basis (single bullet repayment), which we report to the credit referencing agencies (CRAs)
We take a continuous payment authority (CPA) from you which you can cancel or change any time by emailing or calling us
Using the card / shopping with it is completely optional - you don't have to do it.
This helps you build credit by:
Building a history of payments
Increasing your total credit limit
Increasing the average age of your accounts
Your repayment history accounts for 35% of your credit score(s) and this is the primary lever through which Bits builds credit.
Please note we are obliged to report missed or late repayments, so not paying back on time will negatively affect your score.
300,000
People using Bits
1M+
Credit reports sent
4.7 / 5 ⭐️
on Trustpilot
300,000
People using Bits
1M+
Credit reports sent
4.7 / 5 ⭐️
on Trustpilot
300,000
People using Bits
1M+
Credit reports sent
4.7 / 5 ⭐️
on Trustpilot
Start building credit today
Get started
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY
Start building credit today
Get started
LEGAL (SIMPLIFIED)
CREDIT Card
COMPANY