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Save thousands of £s in interest

Boost your credit score by up to 150 points.
Save on credit card fees. Get a better mortgage.

• Simple and easy to use app

• Trusted by thousands of people already

• Works fast. See results in just 60 days

• No minimum commitment. Cancel any time

• Regulated by the Financial Conduct Authority


How Bits works

Bits works by boosting your credit score and thus making you eligible for better credit from all lenders

• We give you a secured credit card, up to £1200 limit

• We charge a small monthly subscription to the card

• You pay it. We report it to Experian, and this builds your credit score

• No direct debit or deposit needed. Everything runs on auto

• You pay £2/month - and save 000s in interest


Safe and Secure

Regulated by the Financial Conduct Authority (FCA) and registered with the Information Commissioner’s Office (ICO), Bits has all the protections you’d expect from a finance app


What people are saying

“I don’t know how this thing works, but all I’ll say is… it does.”

JS, Manchester


“Best way to build your score for a mortgage”

MK, top tech firm,
moved from NY to London


“Very easy. But they need an app!”

JT, London


Did you know?

£50 billion

That’s how much Britain pays in interest every year

Our mission is to get that to 0 by 2030