Your road to better credit.

Your road to better credit.

Your road to better credit.

Helping thousands improve their credit across the UK.

Helping thousands improve their credit across the UK.

400,000+

Users

98% approval rate

UK 18+ and ID needed

4.4

Trustpilot

((1000+ reviews)

400,000+

Users

98% approval rate

UK 18+ and ID needed

4.4

Trustpilot

((1000+ reviews)

Terms and conditions apply. Your score may go down if you fail to make payments on time.

Terms and conditions apply. Your score may go down if you fail to make payments on time.

Members get:

Credit Card

Members get:

Bits Credit Card

Learn More
Learn More

Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.


This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.

Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.

Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.


This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.

Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.

+
Bits Store Card
(for use in the Bits Store)

Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product


& More


+
Bits Store Card
(for use in the Bits Store)

Reported to to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product

Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product


& More



& More


+
Bits Store Card
(for use in the Bits Store)

Reported to to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product

Product Comparison

Product Comparison

What is the difference between our credit card and store card?

& More

Product Comparison

What is the difference between our credit card and store card?

Bits Store Card

A digital card

It's a digital card, not physical.

It's a digital card, not physical.

Shop only in Bits store

You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.

You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.

You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.

Higher credit limits

Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.

Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.

Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.

Paid in full, monthly

You have to pay back your balance in full, with a single bullet repayment every month

You have to pay back your balance in full, with a single bullet repayment every month.

You have to pay back your balance in full, with a single bullet repayment every month.

Bits Credit Card

A physical credit card

It's a real piece of plastic. Sent to your home.

Shop across the world

You can use it wherever MasterCard is accepted

Low credit limits

You get a low credit limit to start with, lower than what you'd get from a bank credit card

Paid in full, weekly

You have to pay back your balance in full, with a single bullet repayment every week


Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.

Please note that the Bits Credit Card and Bits Store Card are not regulated credit products as they are structured under exemptions in the Regulated Activities Order.


Bits Credit Card

A physical credit card

It's a real piece of plastic. Sent to your home.

Shop across the world

You can use it wherever MasterCard is accepted

Low credit limits

You get a low credit limit to start with, lower than what you'd get from a bank credit card

Paid in full, weekly

You have to pay back your balance in full, with a single bullet repayment every week


Our Mission

Our mission is to help you build credit.

Our mission is to help you build credit.

Our Anti-Mission

We are not for those looking for a quick fix.

We are not for those desperate for cash.

And lastly we are not for those who want to shop till they drop.

Our Ethos

We want to help you build credit WITHOUT getting into debt.

We want to help you build credit WITHOUT interest.

We want everything to be super simple and easy.

We try to find solutions, to whatever your problem is.

Still Confused?

Watch the video below

Still Confused?

Watch the video below

4.4 / 5 on Trustpilot

Bits members say:

See the reviews

Risks and Benefits

Risks and Benefits

We're here to help you build your credit. However, signing up does come with risks - click below to familiarise yourself before signing up.

We're here to help you build your credit. However, signing up does come with risks - click below to familiarise yourself before signing up.

Learn more

Still Confused?

Watch the video below

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090

Phone Support: 8am - 8pm, Monday-Friday


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.

Start building credit today

Get the app

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090

Phone Support: 8am - 8pm, Monday-Friday


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.

Fea Card Limited


© Fea Card Limited, 2018 - 2024

Camden Gateway, 349 Royal College Street

London, England, NW1 9QS

hello@getbits.app
0207 438 2090

Phone Support: 8am - 8pm, Monday-Friday


Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.


Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.


In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.