Your road to better credit.
Your road to better credit.
Your road to better credit.
Helping thousands improve their credit across the UK.
Helping thousands improve their credit across the UK.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Members get:
Credit Card
Learn More
Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
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Bits Store Card
(for use in the Bits Store)
Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
& More
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Bits Store Card
(for use in the Bits Store)
Reported to to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
& More
& More
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Bits Store Card
(for use in the Bits Store)
Reported to to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
Product Comparison
Product Comparison
What is the difference between our credit card and store card?
& More
Product Comparison
What is the difference between our credit card and store card?
Bits Store Card
A digital card
It's a digital card, not physical.
It's a digital card, not physical.
Shop only in Bits store
You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.
You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.
You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.
Higher credit limits
Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.
Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.
Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.
Paid in full, monthly
You have to pay back your balance in full, with a single bullet repayment every month
You have to pay back your balance in full, with a single bullet repayment every month.
You have to pay back your balance in full, with a single bullet repayment every month.
Bits Credit Card
A physical credit card
It's a real piece of plastic. Sent to your home.
Shop across the world
You can use it wherever MasterCard is accepted
Low credit limits
You get a low credit limit to start with, lower than what you'd get from a bank credit card
Paid in full, weekly
You have to pay back your balance in full, with a single bullet repayment every week
Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.
Please note that the Bits Credit Card and Bits Store Card are not regulated credit products as they are structured under exemptions in the Regulated Activities Order.
Bits Credit Card
A physical credit card
It's a real piece of plastic. Sent to your home.
Shop across the world
You can use it wherever MasterCard is accepted
Low credit limits
You get a low credit limit to start with, lower than what you'd get from a bank credit card
Paid in full, weekly
You have to pay back your balance in full, with a single bullet repayment every week
Our Mission
Our mission is to help you build credit.
Our mission is to help you build credit.
Our Anti-Mission
We are not for those looking for a quick fix.
We are not for those desperate for cash.
And lastly we are not for those who want to shop till they drop.
Our Ethos
We want to help you build credit WITHOUT getting into debt.
We want to help you build credit WITHOUT interest.
We want everything to be super simple and easy.
We try to find solutions, to whatever your problem is.
Still Confused?
Watch the videos below
4.4 / 5 on Trustpilot
Bits members say:
See the reviews
Risks and Benefits
Risks and Benefits
We're here to help you build your credit. However, signing up does come with risks - click below to familiarise yourself before signing up.
We're here to help you build your credit. However, signing up does come with risks - click below to familiarise yourself before signing up.
Learn more
Still Confused?
Watch the videos below
Start building credit today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
Start building credit today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
COMPANY
CREDIT Card
Get the app
LEGAL (SIMPLIFIED)