Credit Cards and more
Get started in just a few minutes.
Get started in just a few minutes.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Terms and conditions apply. Your score may go down if you fail to make payments on time.
Members get:
Credit Card
Learn More
Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
Please note that the Bits Credit Card and Store Card are unregulated as they are structured under exemptions in the Regulated Activities Order. Your repayments on these products will be reported as-is; if you don't pay on time your score may go down.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission.
Mastercard is a registered trademark and the circles design is trademark of Mastercard International incorporated.
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Store Card
(for use in the Bits Store)
Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
& More
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Bits Store Card
(for use in the Bits Store)
Reported to to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
Reported to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
& More
& More
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Bits Store Card
(for use in the Bits Store)
Reported to to top Credit Bureaus (Experian, Equifax and TransUnion) each month, this is our store card product
Product Comparison
Product Comparison
What is the difference between our credit card and store card?
& More
Product Comparison
What is the difference between our credit card and store card?
Bits Store Card
A digital card
It's a digital card, not physical.
It's a digital card, not physical.
Shop only in Bits store
You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.
You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.
You can use it in the Bits store, paying 70% up front for each purchase, and 30% goes on the credit line.
Higher credit limits
Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.
Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.
Limits tend to be higher than on the credit card, meaning that this is more impactful with building credit.
Paid in full, monthly
You have to pay back your balance in full, with a single bullet repayment every month
You have to pay back your balance in full, with a single bullet repayment every month.
You have to pay back your balance in full, with a single bullet repayment every month.
Bits Credit Card
A physical credit card
It's a real piece of plastic. Sent to your home.
Shop across the world
You can use it wherever MasterCard is accepted
Low credit limits
You get a low credit limit to start with, lower than what you'd get from a bank credit card
Paid in full, weekly
You have to pay back your balance in full, with a single bullet repayment every week
Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.
Please note that the Bits Credit Card and Bits Store Card are not regulated credit products as they are structured under exemptions in the Regulated Activities Order.
Bits Credit Card
A physical credit card
It's a real piece of plastic. Sent to your home.
Shop across the world
You can use it wherever MasterCard is accepted
Low credit limits
You get a low credit limit to start with, lower than what you'd get from a bank credit card
Paid in full, weekly
You have to pay back your balance in full, with a single bullet repayment every week
Our Mission
Our Mission
Our mission is to help you learn to manage credit.
Our mission is to help you learn to manage credit.
Still Confused?
Watch the videos below
Still Confused?
Watch the videos below
4.7 / 5 on Trustpilot
Bits members say:
See the reviews
Risks
Risks
We're here to help you learn how credit works. There are risks - click below to familiarise yourself before signing up.
We're here to help you learn how credit works. There are risks - click below to familiarise yourself before signing up.
Learn more
Our Mission
Our mission is to help you learn to manage credit.
Still Confused?
Watch the videos below
Join Bits today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
Fea Card Limited
© Fea Card Limited, 2018 - 2024
Camden Gateway, 349 Royal College Street
London, England, NW1 9QS
hello@getbits.app
0207 438 2090
Phone Support: 9am - 6pm, Monday-Friday
Languages Supported: English, Georgian, Hindi, Russian, Spanish, Sindhi, Tagalog, Telugu, Ukrainian
Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.
Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.
In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.
Join Bits today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
Fea Card Limited
© Fea Card Limited, 2018 - 2024
Camden Gateway, 349 Royal College Street
London, England, NW1 9QS
hello@getbits.app
0207 438 2090
Phone Support: 9am - 6pm, Monday-Friday
Languages Supported: English, Georgian, Hindi, Russian, Spanish, Sindhi, Tagalog, Telugu, Ukrainian
Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.
Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.
In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.
Join Bits today
Get the app
COMPANY
CREDIT Card
LEGAL (SIMPLIFIED)
Fea Card Limited
© Fea Card Limited, 2018 - 2024
Camden Gateway, 349 Royal College Street
London, England, NW1 9QS
hello@getbits.app
0207 438 2090
Phone Support: 8am - 8pm, Monday-Friday & 9am - 5pm, Weekends
Languages Supported: English, Georgian, Hindi, Portuguese, Russian, Spanish, Sindhi, Tagalog, Telugu, Ukrainian
Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.
Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.
In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.
Fea Card Limited
© Fea Card Limited, 2018 - 2024
Camden Gateway, 349 Royal College Street
London, England, NW1 9QS
hello@getbits.app
0207 438 2090
Phone Support: 9am - 6pm, Monday-Friday
Languages Supported: English, Georgian, Hindi, Portuguese, Russian, Spanish, Sindhi, Tagalog, Telugu, Ukrainian
Bits is the trading name of Fea Card Limited, company number 11620703, which is authorised and regulated by the Financial Conduct Authority (FRN:946683) to provide credit information services, credit broking services and lending. Bits is also a member of CIFAS (the UK's leading fraud prevention service) and registered with the Information Commissioner's Office with registration number ZA507202.
Please note that some of the regulatory permissions we have carry limitations, which are stated on the FCA website. Furthermore, you should be aware that we also offer some services which are not regulated, as they are structured under exemptions in the Regulated Activities Order. To understand which of our services are regulated and which ones aren't, please look at the Regulatory Status page on our website. Our core services, which are the Bits Subscription, Bits Credit Card and Bits Store Card are not regulated, and this means you will not, as a consumer, have protections that typically come with a regulated product.
In addition to the above, Fea Card Limited is also an agent of Plaid Financial Ltd., an authorised payment institution regulated by the Financial Conduct Authority under the Payment Services Regulations 2017 (Firm Reference Number: 804718). Plaid provides you with regulated account information services through Fea Card Limited as its agent. Specifically, this permission is used for our rent reporting service.