Save up to 5% on every day spending.

Unlock savings at 40+ shops by buying gift cards in the Bits Store.

Top UK brands

Uber Eats
Uber Eats
Get 5% Off
Argos
Argos
Get 5% Off
Sainsbury's
Sainsbury's
Get 5% Off
Costa
Costa
Get 5% Off
Adidas
Adidas
Up to 5% Off
Bloom & Wild
Bloom & Wild
Get 5% Off
John Lewis
John Lewis
Get 5% Off
Cineworld
Cineworld
Get 5% Off

How it works

1

Choose a Bits plan

Choose a monthly subscription that fits your budget.

2

Buy a voucher

Select from 40+ voucher options in the Bits Store.

3

Pay it back

You'll pay 70% upfront and 30% later (with no interest / no fees).

For example: if it's a £20 voucher, you'll pay £14 up front and the remaining £6 goes on your Bits store credit line, to be paid back via a single bullet repayment at month end.

Missed or late payments will be reported to CRAs

Here to help if you need us.

Outstanding support all the way, with prioritised help available in specific plans.

4.6 on Trustpilot

Bits members say

Great way to work on your credit score
Aziz
Bits are a great help to your financial status
Michael C
Customer support was incredible
Sascha
Bits are a great help to your financial status
Michael C
I've been using Bits for around 18 months now and my Experian Credit score has been boosted from around 400 to 975+…
Dom
Bits has been amazing
John
Stuck with a low credit score? Bits will help!
Lucy L