The new Credit Card from Bits
The credit card built for first-timers. Manageable limits, real bureau reporting, and zero gimmicks — so your score actually moves.
Features
Protects you from.. you.
Auto-locking (if you want) when you hit 20% usage.
No hidden fees
0% APR · 0 FX fee · 0 Interest.
For the Underdogs.
No balance transfers. No cash withdrawals. No gimmicks to get you to spend more.
Not repaying on time will result in an adverse report to the credit agencies which may negatively impact your credit score.
Please note that the Bits Credit Card is not a regulated credit product as it is structured under exemptions in the Regulated Activities Order.
This card is issued by Transact Payments Limited pursuant to licence by Mastercard International. Transact Payments Limited is authorised and regulated by the Gibraltar Financial Services Commission. Mastercard is a registered trademark and the circles design is a trademark of Mastercard International incorporated.
Manage in app
We've built a powerful app that helps you limit spending and use your credit card without stress.
Reports to the top bureaus
Reports to the top 3 credit bureaus, so you can see your progression everywhere.
See your score in app
See monthly updates in app from Equifax, and watch your progress climb as you build.
Pay in full, avoid debt
You pay back in full every payment cycle, and avoid unnecessary debt.
We'll support you all of the way
Sometimes problems happen, so our team is here for you when they do.