Discover benefits built into the app
Bits is about more than building credit. Discover surfaces the benefits you can actually use — including the Bits Store, where you can save up to 5% on gift cards and everyday essentials.
Bits Store savings
Save up to 5% on gift cards and everyday essentials — the savings are applied directly to your purchases.
Perks for members
Discover surfaces the benefits and offers available to you as a Bits member, all in one tab.
Everything in one place
No hunting around — a dedicated space in the app to find what's on offer and start using it.
Savings that also build credit
In the Bits Store you can pay 70% upfront and 30% on your Store Card. Every one of those payments is reported to all three credit bureaus, so you save money and build your credit file at the same time.
Made to be used
The benefits in Discover aren't points you'll never redeem — they're savings on the gift cards and everyday things you already buy, applied straight to your purchase.
Bits Store savings are applied to your purchases in the Bits Store and are not paid out as cash. The Bits Store Card is not a regulated credit product.